:root{
  --bg:#f5f7fb; --panel:#ffffff; --ink:#0f172a; --muted:#64748b; --muted2:#94a3b8; --line:#e2e8f0;
  --blue:#2563eb; --blue2:#0ea5e9; --navy:#0b1220; --soft:#eff6ff; --green:#16a34a; --amber:#d97706;
  --shadow:0 18px 45px rgba(15,23,42,.08); --radius:24px; --radius2:16px;
}
*{box-sizing:border-box} html{scroll-behavior:smooth} body{margin:0;background:var(--bg);color:var(--ink);font:16px/1.65 Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif}
a{color:inherit;text-decoration:none}.wrap{max-width:1180px;margin:0 auto;padding:0 22px}.site-header{position:sticky;top:0;z-index:50;background:rgba(245,247,251,.84);backdrop-filter:blur(18px);border-bottom:1px solid rgba(226,232,240,.85)}
.nav{height:74px;display:flex;align-items:center;justify-content:space-between;gap:22px}.brand{display:flex;align-items:center;gap:12px;font-weight:850;letter-spacing:-.04em;font-size:22px}.brand img{width:38px;height:38px}.navlinks{display:flex;gap:8px;align-items:center}.navlinks a{font-size:14px;font-weight:720;color:#334155;padding:9px 13px;border-radius:999px}.navlinks a:hover,.navlinks a.active{background:#eaf2ff;color:#1d4ed8}.cta{background:#0f172a!important;color:white!important;box-shadow:0 10px 25px rgba(15,23,42,.18)}
.hero{padding:58px 0 34px;background:radial-gradient(circle at 20% 10%,#dbeafe 0,transparent 30%),linear-gradient(180deg,#fff 0,#f5f7fb 92%)}.hero-grid{display:grid;grid-template-columns:minmax(0,1.3fr) 380px;gap:28px;align-items:center}.eyebrow{display:inline-flex;align-items:center;gap:8px;border:1px solid #bfdbfe;background:#eff6ff;color:#1d4ed8;border-radius:999px;padding:6px 11px;font-size:13px;font-weight:780}.h1{font-size:52px;line-height:1.02;letter-spacing:-.055em;margin:18px 0 16px}.lead{font-size:18px;color:#475569;max-width:760px;margin:0 0 22px}.hero-actions{display:flex;gap:12px;flex-wrap:wrap}.btn{display:inline-flex;align-items:center;gap:9px;border-radius:999px;padding:11px 16px;font-weight:800;border:1px solid var(--line);background:#fff}.btn.primary{background:var(--navy);color:#fff;border-color:var(--navy)}.btn:hover{transform:translateY(-1px)}.hero-card{background:#fff;border:1px solid var(--line);box-shadow:var(--shadow);border-radius:28px;padding:24px}.score-circle{width:136px;height:136px;border-radius:50%;margin:4px auto 18px;background:conic-gradient(var(--blue) 0 76%,#e5e7eb 76% 100%);display:grid;place-items:center}.score-circle span{width:104px;height:104px;border-radius:50%;background:#fff;display:grid;place-items:center;font-size:34px;font-weight:900;letter-spacing:-.05em}.mini-grid{display:grid;grid-template-columns:1fr 1fr;gap:10px}.mini{border:1px solid var(--line);border-radius:16px;padding:12px;background:#f8fafc}.mini b{display:block;font-size:13px}.mini span{font-size:12px;color:var(--muted)}
.section{padding:34px 0}.layout{display:grid;grid-template-columns:270px minmax(0,1fr);gap:28px;align-items:start}.side{position:sticky;top:96px}.side-card{background:#fff;border:1px solid var(--line);border-radius:22px;padding:18px;box-shadow:0 12px 28px rgba(15,23,42,.05);margin-bottom:14px}.side-card h3{font-size:13px;text-transform:uppercase;letter-spacing:.08em;color:#64748b;margin:0 0 10px}.toc a{display:block;padding:8px 0;color:#334155;font-weight:700;font-size:14px;border-bottom:1px solid #f1f5f9}.toc a:last-child{border-bottom:0}.main{min-width:0}.card{background:#fff;border:1px solid var(--line);box-shadow:0 14px 36px rgba(15,23,42,.05);border-radius:var(--radius);padding:26px;margin-bottom:18px}.card h2{font-size:28px;letter-spacing:-.04em;line-height:1.2;margin:0 0 12px}.card h3{font-size:19px;letter-spacing:-.025em;margin:20px 0 8px}.muted{color:var(--muted)}.kicker{font-size:13px;text-transform:uppercase;letter-spacing:.1em;color:#2563eb;font-weight:850;margin-bottom:8px}.two{display:grid;grid-template-columns:1fr 1fr;gap:18px}.three{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.broker-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.broker-card{background:#fff;border:1px solid var(--line);border-radius:22px;padding:20px;box-shadow:0 10px 28px rgba(15,23,42,.05);display:flex;flex-direction:column;gap:10px}.broker-top{display:flex;justify-content:space-between;gap:12px;align-items:start}.badge{display:inline-flex;border-radius:999px;background:#eff6ff;color:#1d4ed8;padding:5px 9px;font-size:12px;font-weight:780}.score{font-weight:900;font-size:24px;letter-spacing:-.04em;color:#0f172a}.broker-card h3{margin:0;font-size:22px;letter-spacing:-.03em}.broker-card p{margin:0;color:#526174}.broker-card .link{margin-top:auto;font-weight:850;color:#1d4ed8}.bar{height:9px;background:#e2e8f0;border-radius:999px;overflow:hidden}.bar i{display:block;height:100%;background:linear-gradient(90deg,#38bdf8,#2563eb);border-radius:999px}.rating-row{display:grid;grid-template-columns:190px 1fr 46px;gap:12px;align-items:center;margin:12px 0}.pill-row{display:flex;flex-wrap:wrap;gap:9px}.pill{background:#f8fafc;border:1px solid var(--line);border-radius:999px;padding:7px 10px;font-size:13px;font-weight:720;color:#334155}.checklist{list-style:none;padding:0;margin:0}.checklist li{padding:10px 0 10px 28px;position:relative;border-bottom:1px solid #f1f5f9}.checklist li:last-child{border-bottom:0}.checklist li:before{content:"";position:absolute;left:0;top:16px;width:14px;height:14px;border-radius:50%;background:linear-gradient(135deg,#38bdf8,#2563eb)}.compare{width:100%;border-collapse:separate;border-spacing:0;background:#fff;border:1px solid var(--line);border-radius:20px;overflow:hidden}.compare th,.compare td{padding:14px 15px;border-bottom:1px solid #edf2f7;text-align:left;vertical-align:top}.compare th{background:#f8fafc;font-size:13px;color:#475569}.compare tr:last-child td{border-bottom:0}.quote{border-left:4px solid #2563eb;background:#f8fafc;border-radius:14px;padding:16px 18px;color:#334155}.note{background:#f8fafc;border:1px solid #e2e8f0;border-radius:18px;padding:16px}.footer{margin-top:40px;padding:34px 0;background:#0b1220;color:#cbd5e1}.footer .wrap{display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap}.footer b{color:#fff}.footer a{color:#dbeafe}.mobile-only{display:none}
@media(max-width:920px){.hero-grid,.layout,.two,.three,.broker-grid{grid-template-columns:1fr}.side{position:static}.navlinks{display:none}.mobile-only{display:inline-flex}.h1{font-size:40px}.hero-card{max-width:420px}.rating-row{grid-template-columns:1fr}.compare{font-size:14px}.compare th:nth-child(4),.compare td:nth-child(4){display:none}}